What applicants see
The four steps a contractor goes through on their phone, from business details to signature.
Applicants never need an account. They open your link, fill in four short steps on their phone or computer, and sign. Most finish in about ten minutes.
The four steps
| Step | What they fill in |
|---|---|
| Business | Legal name, trade name if any, EIN, legal structure, address, phone, email, years in business, estimated monthly volume, and the credit line they are asking for (at least $500) |
| Principal | The owner or officer signing for the business: name, title, email, mobile phone and home address. On Pro, an optional personal guarantee |
| References | Three suppliers they already buy from on terms: vendor name, contact name, contact email and, if they have it, their account number. Each contact email must be different |
| Sign | Your terms, two checkboxes, and a signature drawn with a finger or mouse, or typed |
Your logo, color and company name are on every step, so it reads as your application.
The personal guarantee Pro
On Pro and during the free trial, the Principal step offers an optional personal guarantee. If the principal turns it on, they read the guarantee text and sign it separately, before the main signature. On Starter the step is not shown.
Signing
On the last step the applicant reads your terms (or the standard credit authorization, if you have not added your own) and ticks two boxes:
- That they are authorized to sign for the business and agree to the terms, including the credit investigation.
- That they agree to sign electronically, and that their signature has the same effect as signing on paper.
Then they sign. The time, IP address and device are recorded, and the application is sealed. See Electronic signatures.
After they send it
- The applicant and the principal get an email with their signed copy attached, as a PDF.
- Each reference gets its request straight away.
- You get an alert, and the file appears on Today.
If your trial has ended, your plan has ended, or you have reached your plan's application limit, the link shows a short note asking the applicant to contact your credit department directly.